Car Finance Based on Affordability, Not Just Credit History

Choose Any Car from Any Reputable Dealer.

  • Good & bad credit options
  • No deposit needed
  • 2 minute application
  • Same day approval
  • Pay weekly or monthly
  • Great APR rates from 4.5%

FREE car finance check in under 2 minutes. How does it work?

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    Get approved

    Fill in our quick form and your details will instantly be entered into our approval system, one of our experienced finance advisors will then match you with the best lender available based on your affordability, not just credit score.

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    Choose your car

    Once we’ve got you the best offer on the market you can speak with one of our car hunting experts who will help you choose the perfect car for your budget and get you some quotes. We have lot's of cars ready to choose from on our website but if you want something a little different we can work with any dealer in the country.

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    Sign & collect

    Once you’ve found the right car for you we have 2 options, either book a test drive and collect your car or we can arrange a home delivery so you don’t even have to leave the house.

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The Banks See You As A Number, We See You As A Person.

Car finance may seem unrealistic if you have credit worries but we have relationships with some of the UK’s leading car finance lenders who look at what people can afford now rather than what’s happened in the past.

And, when it comes to offering you a loan to buy your car, our finance partners simply look at your ability to pay us now and in the future.

A less than perfect credit history shouldn’t stand between you and the car you need.

Choose a Budget, Choose a Car, Drive Away.

Car rental Free finance check
Great reviews

Good Credit from 4.5% APR, Average Credit from 19% APR, Bad Credit from 29.9% APR

What do our customers say about us?

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Who can apply?

Who can apply?

  • Good Or Bad Credit
  • ​No Deposit
  • Employed
  • ​Self-Employed
  • Agency Workers
  • Benefits Only
  • CCJ's & Defaults

Our Showroom

Swipe Through To See Some Of The Fantastic Cars Available At Our Showroom.

All cars are professionally checked and prepared and come with MOT certificates and warranty.

What Is Hire Purchase? (HP)?

Getting your next car with HP finance means you can spread the cost over a fixed number of monthly installments rather than paying everything upfront.

  • No Restrictions On Mileage
  • Own Your Car At The End Of The Agreement
  • Ability To Settle The Agreement Early At Any Time For A Discounted Rate

Can I Get A Car If I Have A Low Credit Score?

Yes, we can help people with all types of credit scores.

You may not get the same deal offered to somebody who has excellent credit but we can help you get your foot on the ladder, keep up with your monthly payments and you’ll be able to get a better deal on your next car